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Easy Crypto NZ Review 2026

New Zealand's most popular crypto retailer — but is it the best choice for Kiwi investors? Our honest, in-depth review.

4.8/5

Fees

~1.5% spread

Coins

100+

Founded

2018

Min Deposit

$10 NZD

What is Easy Crypto NZ?

Easy Crypto is New Zealand's largest and most popular cryptocurrency retailer, founded in 2018 in Christchurch. Unlike traditional exchanges where you deposit funds and trade, Easy Crypto uses a unique direct-to-wallet model — you simply choose what you want to buy, pay with NZD, and the crypto is sent straight to your personal wallet.

This approach eliminates the risk of losing funds in an exchange hack, since Easy Crypto never holds your cryptocurrency. The company is registered with New Zealand's Financial Service Providers Register (FSPR) and complies with AML/CFT regulations.

Pros & Cons

Pros

  • +NZ-based company, registered with FSPR
  • +100+ cryptocurrencies available
  • +Coins sent directly to your wallet
  • +No KYC for small amounts
  • +Excellent customer support

Cons

  • -Slightly higher fees than global exchanges
  • -No advanced trading features
  • -No mobile app

Fees & Pricing

Easy Crypto NZ charges a spread of approximately 1.5% on top of the market price. There are no separate deposit or withdrawal fees — the spread is the total cost. While this is higher than trading fees on global exchanges like Binance (0.1%), it includes the convenience of direct-to-wallet delivery.

Buy Spread~1.5%
Sell Spread~1.5%
NZ Bank DepositFree
POLi DepositFree
Network FeeIncluded in spread

NZD Deposit Methods

NZ Bank Transfer

Free. Takes 1-2 business days. Works with all NZ banks including ANZ, ASB, Westpac, BNZ, and Kiwibank.

POLi Payment

Free. Near-instant. Direct from your online banking. The fastest way to buy crypto on Easy Crypto.

KYC & Verification

Required for amounts over $1,000 NZD. Smaller purchases may not require full KYC.

Required documents: NZ driver's licence or passport. Address verification may be needed for higher purchase limits. Verification typically completes within minutes during NZ business hours.

Our Verdict

4.8/5

Easy Crypto NZ is the best choice for Kiwi beginners. The direct-to-wallet model means you never have to worry about exchange hacks. Fees are slightly higher than global platforms, but the convenience and local support make it worthwhile for most NZ buyers.

Frequently Asked Questions

Is Easy Crypto NZ safe and legitimate?

Yes. Easy Crypto is a registered New Zealand company, registered with the FSPR (Financial Service Providers Register), and complies with NZ's AML/CFT regulations. They have processed over $1 billion in trades since 2018.

How long does it take to buy Bitcoin on Easy Crypto?

With POLi payment, the process takes about 10-30 minutes from order to receiving Bitcoin in your wallet. Bank transfers take 1-2 business days for the deposit, then about 10-30 minutes for the crypto to arrive.

Does Easy Crypto have a mobile app?

Currently, Easy Crypto does not have a dedicated mobile app. However, their website is fully responsive and works well on mobile browsers.

What cryptocurrencies can I buy on Easy Crypto NZ?

Easy Crypto NZ supports over 100 cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Cardano (ADA), Polkadot (DOT), Chainlink (LINK), and many more. The full list is available on their website.

Can I sell crypto back to Easy Crypto?

Yes. Easy Crypto supports selling crypto back for NZD. The process is similar to buying — you send crypto from your wallet to Easy Crypto, and NZD is deposited into your bank account.

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